Blog #2

This week in class we had several great discussions in class about saving and reducing your spending so once you are ready to retire you have enough money to be actually able to stop working. I was surprised to hear that some people in the class have already had the foresight to open up a retirement fund. Those conversations have inspired me to look other ways in order to save money on your day to day life. I found the top ten ways to save money that is easy to do and can save you a ton of money in the long run.

1. Switch your bank account to a bank that respects you (check for the best interest rates)
2. Turn off the television
3. Look at your hobbies (see if they are worth spending mine)
4. Look for every free customer rewards program you can
5. Make your own gifts and instead of buying them at the door
6. Master the 30 day rule (if you want something wait 30 days and see if you still want it)
7. Write a list before going shopping - a stick to it
8. Invite friends over instead of going out
9. Instead of throwing out some damaged clothing, repair it instead
10. Don't spend big money entertaining your children

Blog #1

My name is George Radzyminski and this will be my first blog. Since I just gave a presentation I think it would be a good idea to further talk about that. I first want to thank everyone that listened and participated, the class seemed to be an attentive group and I appreciate that. Now, I would like to expand on a question that Dr. Radina had during my presentation. When I was discussing the CDC guidelines for fitness she asked me if 30 minutes of physical activity needed to be done at once or if it could be spread out? That is a good question and it made me think about if other people had similar questions about their own physical fitness. I am going to post a link to the CDC website where all of the guidelines and recommendations are posted. They are the foremost experts in this this area of health so this website is the area where the best information can be accessed. Once again thank you for your attention during my presentation on physical activity and aging.

http://www.cdc.gov/physicalactivity/everyone/guidelines/index.html